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Patriot America Plus Insurance

Patriot America Plus Visitor Insurance

Patriot America Plus Insurance is ideally suited for parents or relatives below age 70 and visiting the US, as the plan offers acute-onset of pre-existing condition coverage for visitors to USA. Quote, review, apply and buy coverage online, Patriot America Plus Insurance provides coverage for non-US citizens who are visitors to USA and traveling outside their home country of residence.

Plan Brochure Quote & Buy  

Patriot America Plus Visitor Insurance plan is very similar to the Patriot America Insurance policy, but the Patriot America Plus plan provides enhanced benefit for the feature Acute Onset of a Pre-existing Condition coverage up to plan maximum selected for individuals under age 70. However, this plan excludes the Sudden and Unexpected Recurrence benefit found in the standard plan. Patriot America Plus Insurance offers following choice of plan maximum coverage – $50,000, $100,000 and $500,000 ($10,000 for ages 80 and above) and offers competitive daily and monthly rates.

Included features in Patriot America Plus Visitor Insurance plan are optional coverage for extreme sports, enhanced accidental death and dismemberment (AD&D) benefit, personal liability (injury to third party or property) and a whole lot more. For detailed plan information, please review the plan Brochure and the Certificate of Insurance. This visitor health insurance plan is administered by International Medical Group, Inc. (IMG) and underwritten by Sirius International insurance Corporation.

Patriot America Plus Insurance plan highlights include:

  • Short-term visitor health insurance and travel medical coverage
  • Coverage for individuals, families including dependents
  • Flexible quoting with daily and monthly rates available
  • Freedom to seek treatment with any hospital or doctor of your choice
  • Coverage maximum limit choices range from $50,000 to $500,000 USD
  • Deductible options include $0, $100, $250, $500, $1000 and $2,500
  • Coinsurance is waived for care and treatment within the PPO network for USA visitors.
  • Renewable up to 24 months if one month or more are purchased
  • Pharmacy discount savings through Universal Rx
  • Secure client access to policy and online claims submission

Please visit our dedicated product website – Patriot America Plus Insurance

Plan Brochure Quote & Buy  


Patriot America Plus Insurance Review

Patriot America Plus Insurance policy plan review and highlights of coverage.
 

Policy Maximum Plan provides a maximum medical coverage choices range from $50,000 to $500,000 USD
Deductible Plan deductible choices of US$0, US$100, US$250, US$500, US$1000 or US$2500 deductible per certificate period.
Co-insurance
  • Inside USA: Outside the PPO network, after the policy deductible selected is paid out-of-pocket, the program pays 80% of the next $5,000 of Eligible Expenses after the Deductible, then 100% to the Overall Maximum Limit. Coinsurance will be 10% of the first $5000 of Eligible Expenses after the Deductible, if expenses are incurred within the PPO network.
  • Outside the U.S.: After the chosen plan deductible is paid out-of-pocket, the plan pays 100% to the selected Medical Maximum up to the overall maximum Limit (no co-insurance).

Plan Duration Minimum period of 5 days, plan is renewable up to 24 months if one month or more is purchased initially.
Eligibility
  • Plan offered to non-US citizens visiting USA for short term duration
  • Plan offered to non-US citizens traveling outside home country including America

Coverage Benefits
  • Pre-existing condition : Acute Onset only, age below 70
  • Hospital Room and Board charges
  • Hospital intensive care unit charges are covered
  • Local Ambulance, Physician visits, surgeon
  • Physician visits, surgeon, nursing charges

  • Injuries from a Motor Vehicle Accident
  • Pre-admission test and Hospital emergency room are covered
  • Diagnostics Tests and X-Rays
  • Hospital emergency room
  • Prescription Drugs

Plan Administrator Policy administered in USA and worldwide by International Medical Group (IMG).
Plan Underwriter Plan is underwritten by Sirius Insurance.

Provider Network Plan uses preferred provider PPO network is FirstHealth network.
Plan Brochure Review the Patriot America Plus Insurance Brochure for policy information.
Quote Buy Online Get instant online quote, apply and purchase or Buy Patriot America Plus Insurance online
Plan Renewal If purchased initially for one month, policy renewal is available online, Renew to extend the coverage to maximum coverage duration of 2 years.